Yonder Rift, a registered microfinance institution

Loans within reach, from people who know your community.

Yonder Rift Microfinance has served Zimbabweans since 2003. We offer short-term and medium-term loans through 33 branches in nine provinces, with clear terms and respectful service.

Explore our loans Find an office

Head office: 49 Mashonganyika Road, Kadoma. Call 06826804

Founded on a belief in financial inclusion

Yonder Rift was founded in 2003 by a visionary woman who saw how many Zimbabweans were shut out of formal financial services. She built the organisation on a simple belief: responsible access to finance helps individuals, families and communities meet important needs and create opportunities for progress.

More than two decades later, that belief still guides every branch.

Read our story

Our mission

To provide accessible, responsible and customer-focused financial services that support the financial needs and aspirations of individuals and communities across Zimbabwe.

Our vision

To remain a trusted and sustainable financial services provider while continuously expanding our reach and developing new products that meet the changing needs of our clients.

Loans for different stages of life

Your needs change over time, so we offer two kinds of loan today and are developing more.

Short-term loans

Help with immediate financial needs, repaid over a shorter period so you can move on quickly.

  • For needs that cannot wait
  • Shorter repayment period
  • Terms explained clearly before you commit
Ask about short-term loans

Medium-term loans

For larger plans that need more time, with repayments spread over a longer period.

  • For bigger goals and planned expenses
  • Repayments spread over a longer period
  • Terms explained clearly before you commit
Ask about medium-term loans

How to get a loan

Four steps, handled in person by a team that explains everything clearly.

  1. Visit or call us

    Go to your nearest branch or call one of our offices.

  2. Tell us what you need

    Our staff listen first, then help you choose a short-term or medium-term loan.

  3. Understand your terms

    We explain the amount, the cost and the repayment schedule in plain language.

  4. Receive and repay

    Get your loan and repay on the schedule you agreed, with support if questions come up.

To continue serving.To continue growing.To continue innovating.

And to continue creating financial solutions that meet the needs of the people we serve. That has been our promise for more than two decades.

Visit or call us

Speak to our head office in Kadoma or our Harare office, and we will connect you with the branch nearest to you.