Serving Zimbabweans since 2003
A female-founded microfinance institution built on resilience, adaptability and a deep understanding of the financial realities ordinary Zimbabweans face.
Our story
Yonder Rift Microfinance is a Zimbabwean financial services organisation established in 2003 to expand access to financial services and support people who have historically had limited access to formal financial solutions.
Our founder, a visionary woman, recognised the importance of financial inclusion. She built the organisation on the belief that access to responsible financial services helps individuals, families and communities meet important needs and create opportunities for progress.
From those early beginnings we have grown steadily, and today we operate through 33 branches across Zimbabwe. That growth reflects a long-standing commitment to serving our clients, understanding their needs and staying present in the communities we serve.
Through a changing environment, one thing has stayed the same: our commitment to keep serving our clients and to honour the promises we make to them.
Our journey
- 2003
Founded
Established by a visionary woman with a commitment to financial inclusion.
- 20+ years
Through changing times
We kept serving clients through a changing environment, growing the branch network as we went.
- Today
33 branches
A national presence across nine provinces, from Bulawayo to Manicaland.
- Next
Built for generations
A sustainable institution with new products, better systems and wider access.
Mission and vision
What we do every day, and where we are heading.
Our mission
To provide accessible, responsible and customer-focused financial services that support the financial needs and aspirations of individuals and communities across Zimbabwe.
Our vision
To remain a trusted and sustainable financial services provider while continuously expanding our reach and developing new products and services that meet the changing and diverse needs of our clients.
Our values
The principles behind how we treat clients, colleagues and partners.
Financial inclusion
More people should have access to appropriate financial services and opportunities to improve their lives.
Integrity
We believe in honesty, transparency and keeping our commitments.
Customer focus
Our clients are at the centre of what we do. We aim to understand their needs and provide professional, respectful service.
Resilience
Operating for more than two decades has taught us the value of adaptability, discipline and long-term commitment.
Innovation
We keep exploring new products, services and ways to improve the experience we give our clients.
Respect
We treat our clients, employees and partners with dignity and professionalism.
Our story in numbers
The facts at a glance.
- Established
- 2003
- Years of service
- Over 20 years
- Branches
- 33
- Provinces represented
- 9
- Country of operation
- Zimbabwe
- Foundation
- Female-founded, with a commitment to financial inclusion
- Current products
- Short-term and medium-term loans
- Focus
- Accessible, responsible and customer-focused financial services
Where we operate
Our branch network keeps us close to our clients and helps us understand the different needs of each community we serve.
Contact an office- Bulawayo Metropolitan
- Harare Metropolitan
- Manicaland
- Mashonaland East
- Mashonaland West
- Masvingo
- Matabeleland North
- Matabeleland South
- Midlands
Our commitment to clients
Financial services are built on trust. For more than two decades we have served clients through changing times, and we commit to professional service, clear communication and solutions that respond to real needs.
We build long-term relationships based on:
- Trust
- Respect
- Professionalism
- Accessibility
- Reliability
- Responsible service
Looking to the future
Our journey is continuing. As our clients' needs and the financial environment change, we are committed to evolving with them. Our strength lies in our experience, our resilience and our ability to keep adapting.
- Continuing to strengthen our branch network
- Improving customer service and client experience
- Introducing new products for different client needs
- Investing in technology and improved systems
- Strengthening operational efficiency and controls
- Expanding financial access to more Zimbabweans
- Building a sustainable institution for the future